Don't say that you didn't have an accident during your driving career, because even the experienced old driver will have a short time. In other words, vehicle accidents are inevitable, but big and small. And how do you solve it in the event of an accident? In particular, insurance is now available. How to take out insurance? Small accident If it is a minor accident, both parties have no objection to the determination of the responsibility. You can take the photo and then move the car to a place that does not obstruct the traffic. Then inform the traffic management department and call the insurance company to report the case. Then assist the insurance company in surveying, photographing, and determining the damage of the vehicle. When applying for a claim, you must bring along your driving permit, ID card, driver's license, insurance policy, and other documents. Major accident When a major traffic accident such as a collision, overturn or even a collision occurs, the scene should be protected after the alarm, and the injured should be rescued and beaten 120. If the fire broke, hit 119. And notify the insurance company within 48 hours to cooperate with the insurance company personnel to clean up, loss and damage. When claiming insurance companies, they should provide original documents such as insurance policies, accident certificates, accident liability certificates, accident mediation documents, judgments, loss lists, and related fees. Off-site accident If there is a traffic accident in another place, if the car has a traffic accident in a foreign country, it must first report to the police and protect the site. At the same time, notify the insurance company and state the policy number, time, place, reason and process. The underwriting company will ask the local branch company to carry out the survey. At this time, we must pay attention to having local companies take pictures according to prescribed procedures and issue a survey report. After returning to the location, the insurance company will fill out the insurance notice and make a claim. Tiny scratches It is often seen that some owners are actually rushing to repair cars in the 4s shop in order to get rid of some paint and a small pit. Actually, this is not only laborious, but it may also cause the insurance company to “cause†the number of insurance trips. Note that it is also very unfavorable for re-insurement in the future. So if it is a very small injury, you can go to a quick repair shop to spend tens of dollars to get it without having to go to the 4S shop. Editor's Note: Remember that no matter what accident happens, you must do a good job of fixing the evidence on the spot, and you must not allow the perpetrators to run. If you are the originator, you must fix it and you can go to the insurance company to take the insurance.
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Vehicle accidents take the correct posture for insurance